Correctness Is Cheap Now. Covers Still Aren't.
I built my business on baked beans and the belief I couldn't afford to do things properly. That belief turned out to be two debts wearing one coat — knowing how to do the books, and the cash to survive — and only one was ever the hard part. Why doing things properly got cheap, why revenue didn't, and why a monthly retainer buys real compliance but never the hours that depth needs.